Loan Options

FHA

A fixed rate loan backed by the Federal Housing Administration allowing for easier qualifying and as little as 3.5% down payment.

VA

A fixed rate loan guaranteed by the United States Department of Veterans Affairs. Available to eligible veterans, active military, and surviving spouses with as little as 0% down payment required. Thank you for your service!

Agency Affordable Financing

 

HomeReady* and Home Possible* financing designed for affordable home ownership (income limits may apply). Lower interest rates and mortgage insurance costs than traditional Conventional financing with down payments as low as 3%. 


*HomeReady is a registered trademark of Fannie Mae. Home Possible is a registered trademark of Freddie Mac.

Investor Program*

Designed for the experienced Real Estate Investor. Qualification is based on cash flow from the Subject Property ONLY. No Income, No Employment, No Ratios calculated. 


*Some restrictions apply.

Foreign National*

A loan program for non-US citizens who visit the country for business or vacation. Can qualify based on verified liquid assets. No Income, No Employment, No Ratios calculated. 


* Some restrictions apply.

No Money Down Financing

USDA provides 100% financing on homes in eligible areas as determined by the U.S. Department of Agriculture. See our 100% Financing page for more information.

Jumbo

Increased loan amounts to cover homes in excess of current conforming loan limits.

Fixed Rate Loans

These provide easier budgeting with predictable monthly payments. The interest rate is fixed for the life of the loan.

Adjustable Rate Loans

These provide for lower interest rates in the early years, meaning more cash on hand each month. ARM payments may increase after closing.