You may be ready to buy your dream home, but you've had some other expenses come up that have prevented you from saving up a down payment. Here, you don't need one!
Generally speaking, any mortgage with less than a 20% down payment will require monthly Mortgage Insurance. While FHA and Conventional low-down payment options exist today, the USDA program has LOWER monthly MI premiums.
Your home Seller can pay up to 6% toward your Closing Costs, including your Prepaid items for Taxes and Insurance escrow items. Seller can't/won't help out? Contact us for additional options. You could really come to the closing table with ZERO out of pocket expense!